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Welcome to Smart Real Estate!
Hi everyone, it’s a joy to be on the Skool platform with you all. For the past 40 years I and my company, International Capital Group (ICG), have worked with tens of thousands of people aspiring to build generational wealth for themselves and their families. As a real estate education and services company we have helped our members: teachers, doctors, lawyers, truck drivers, nurses, executives, Silicon Valley tech people, and more, to make their first investments into single family rental homes. Many of our members have gone on to purchase 3, 5, 10, 20 or more houses with our help. We like and encourage people to start small with just one home. We simplify the process, and support our members the entire way; each home is a building block on the path to creating a foundation of wealth and financial independence. This has allowed thousands of our investors to retire early, put their kids through college, and know that they have a financial legacy to leave their family. We enable them to accomplish it, regardless of how busy they are with their careers, families and the general pressures of daily life. I am delighted to be here to share our experience and methods with the Skool community through our courses and content, and to begin a dialog with those interested in learning more. We invite you to look around and check out the various resources we have provided you. A great starting point is my TedX talk from 2023, which has garnered over 1 million views to date, and which you can watch here, or can be found in our “Resources for Further Learning” section. Complimentary Registration for Skool Members for the upcoming ICG Expo September 12, 2026
Welcome to Smart Real Estate!
Q: I would like to buy a multi-unit that has 5 units and higher. Should I?
A: I would vote against it. The main driver for the performance of Single Family Homes over the long-term is the astounding 30-year FIXED rate loan. We talk about it all the time. The 30-year fixed rate loan is only given to “1 to 4 residential units”. That means, single family homes, duplexes, triplexes and fourplexes. The minute you buy “5 and over”, you will get commercial loans, which may carry pre-payment penalties in the form of defeasance or yield-maintenance, are likely not to be fixed for 30 years, and may require on-going information on the property performance given to the lender. That is a whole other ball game. I would stick to Single Family homes (or duplexes in GOOD areas).
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Q: I would like to buy a multi-unit that has 5 units and higher. Should I?
Q: Now that I bought a home in one of the market, I must buy my next homes in another market, right?  
A: Let’s suppose that you bough a $250,000 home in a given market. That, in absolute terms (and likely relative to the area you actually live in), is not very much real estate. For people living in the San Francisco Bay Area, for example, SIX such homes will be a total of $1.5M worth of real estate , equivalent to a modest home in many parts of the Bay Area. I think that buying a few such homes in that same market, still would not amount to too much real estate. The word “HOME” can be misleading, as people in San Francisco (for example) , automatically think “A HOME is over a million dollars”. In this example, a home is a mere $250K. In fact, we invest in these markets partly due to the affordable prices. It’s fine to buy one or more homes in the same market. It is also fine to buy in other markets as well. This point is quite secondary. The main point is: buying good new homes and getting a 30-year fixed rate loans to finance them, which will likely change your future dramatically.
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Q: Now that I bought a home in one of the market, I must buy my next homes in another market, right?   
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Smart Real Estate
skool.com/real-estate-riches-2978
Real estate investment community, courses and content, lead by one of America's leading experts in real estate investment of 40+ years, Adiel Gorel.
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