Don’t rush off to do your taxes without your 1098 form from your bank!🧾 @ Beginning of each year, your bank will send you a form with total amount of interest you paid on your mortgage loan the year prior that is tax deductible! Less income= less taxes 🤪 If the form was not mailed to you, check your app to download the form today! Happy savings!💸

Uncovering house pipes, particularly furnace exhaust and air intake vents, from snow is crucial for safety and preventing severe, costly damage to your heating system‼️ 💡A few keys points; 1.Safety Hazards (Carbon Monoxide) - "Silent Killer": Blocked exhaust vents can cause carbon monoxide (CO), a colorless, odorless, and deadly gas, to back up into your home. 2. Protect Your Heating System - System Failure: When air intake pipes are blocked by snow, the furnace cannot get enough oxygen to burn fuel properly, causing it to shut down automatically for safety. - Damage Costs: A blocked pipe can cause the furnace to overwork, leading to damage to the unit and high repair bills.  3. Which Vents to Clear - Furnace/Boiler Vents: Usually white plastic pipes (PVC) on the side or rear of the house. - Dryer Vents: Can become blocked, creating fire hazards from lint buildup. 4. How to Properly Clear Snow - Use a Broom: Gently brush away snow around the vents. Do not use a shovel or snow blower, which can easily damage the pipes. - Clear a 1-Foot Radius: Ensure at least a foot of clear space around each vent. - Be Persistent: Check vents frequently during and after heavy snow or drifting. 

There are several ways to pay off your mortgage early, this is one. For more clarification, feel free to reach out to your lender, that’s who told me 😬

One Saturday, or one Sunday afternoon, that’s it! Think about how you handled your home Maintenance last year, did that work for you? If not, let’s make a change and decide one weekend a month we will decide to complete our home maintenance duties. Print off the checklist, put it on your refrigerator, AND GET BUSY 💪🏽 Not maintaining your property year after year will only cause more costly repairs and updates later on 😩

Your furnace filter does more than keep the air clean — it protects your system and your wallet. 🚫💰 A dirty filter makes your furnace work harder, drives up energy bills, and can shorten the life of your HVAC system. Most homeowners should change their furnace filter every 1–3 months (monthly if you have pets or allergies). It’s a small habit that prevents big, expensive repairs and keeps your home comfortable year-round.😌