I want to share something with you all, and I hope you receive it in the spirit it’s intended. The videos I’m posting of the vehicles and the RV are not about showing off or trying to impress anyone. They’re meant to show you what’s possible when you commit yourself to learning, applying knowledge, and taking action. Over time, I’ve been able to acquire multiple vehicles and, most recently, a 2022 RV. None of this happened overnight. It came from years of studying, making mistakes, staying disciplined, and putting what I learned into practice. Knowledge without action changes nothing. You have to study, understand the process, and then execute. Credit can open doors or close them. That’s why I continue to teach it so passionately. The information in this school isn’t meant to sit in a notebook.. it’s meant to be applied to help you build a stronger future. Don’t compare your chapter one to someone else’s chapter twenty. Stay focused on your own progress. Ask questions, Complete the lessons, Do the work and be consistent. I’m rooting for every one of you. My success doesn’t take anything away from yours. If I can learn, apply, and grow, so can you. Let’s keep learning… Let’s keep building. And Let’s keep moving forward together. 💪🏾

💥 Struggled with this one 💥 UGG Reviewing the (examples from Lessons 3 - 7 For each instrument identify LESSON 3 - 7 (1.) MAKER - (2.)DRAWER - (3) DRAWEE - * Lesson 3 = John Smith * Lesson 4 = John Smith * Lesson 5 = John Smith * Lesson 6 = Cashier’s Check = Bank Certified Check = John Smith * Lesson 7 = Secure Savings Bank [4. PAYEE ] * Lesson 3 to 7 = Jane Doe [5. HOLDER ] * Lesson 3 to 7 = Jane Doe 💥Bonus Question:💥 Which parties appear on a Promissory Note but not on a Check? * Promissory Note Maker - Payee (Promise) * Draft or Check Drawer - Drawee - Payee

Using Certificate of Deposit image provided in this lesson. Identify: 1. The Depositor - Jane Doe 2. The Issuing Bank - Secure Savings Bank 3. The Deposit Amount - 10,000.00 4. The Interest Rate - 4% 5. The Maturity Date - May 15 2026 - 12 months 6. The Certificate Number - CD No. 1234567 Bonus Question: How does a Certificate of Deposit differ from both a Promissory Note and a Check? ANSWER Promissory Note - Promise by a borrower to repay - Maker and Payee - Often used in lending Certificate of Deposit: - Acknowledgment of deposited funds - Issued by a bank - Promise by the bank to repay - Often used for savings and investment purposes

Identify 1. Who issued the instrument? - Cashier's Check - Chase - Certified Check - Written by Wayne Johnson Certified by bank. 2. Where do the funds originate? - Cashier's Check - Chase - Certified Check - Wayne Johnson personal account. 3. Who is responsible for payment? - Cashier's Check - Chase - Certified Check - Wayne Johnson 4. Why might a seller prefer one of these instruments over a personal check? - Bank Guarantees funds Bonus Question: If you were selling a vehicle for $25,000, would you rather receive a personal check, a cashier’s check, or a certified check? Explain your reasoning. ANSWER - A cashier’s check is backed by bank owned funds. - A certified check is verified by the bank that funds are available, held aside until withdrawn. - Personal check can easily bounce. EXPLINATION - I would not want to be paid by any of them, both cashier's and certified checks can be made fake by scammers. - I would want to be paid by cash , easier to tell if cash is real.

Using the sample check provided in the lesson image: Identify: 1. The Drawer = John Smith 2. The Drawee Bank = Community Bank 3. The Payee = Jane Doe 4. The Amount = 12,500.00 5. The Routing Number = 123456789 6. The Account Number = 1234567890123 7. The Check Number = 1001 Promise to pay V Order to pay Has 2 parties, * Maker , * Payee Promise to pay Has 3 parties, * Drawer, * Drawee, * Payee Payment now