Hey group I’m doing a webinar next Monday via zoom to answer questions and give out new information. Also leading up to Monday I’ll be putting in new information and methods that are working right now but for the mean time if you have any questions feel free to ask them on here ***we are under construction updating information so some stuff might not be available right now but by Monday everything you will need will be in the group THANK YOU FOR YOUR PATIENCE ❕

🚨Credit Tip🚨 A collection company is a third party company that you NEVER signed a contract with or provided them with NONE of your personal information❕🤔 Than When They Buy Your Debt It Come With Little To No Information For Them To Tie You To The Account ❕ So Asking Them To “VALIDATE” The Debt And Provide You With Documents On How They Validated It Is Impossible For Them💎 So Stop Being Stopped By A Collection Agency Saying You Owe Them And They Can’t Even Tell You “How You Owe Them” 💎📈 Send A Debt Validation Letter Directly To The Collection Company https://www.skool.com/profitoffcredit-university-9697/classroom/7741b08

Below are a few collection dispute codes that have been working really well lately. Feel free to test them out and put them to work 👇 🔹 COLLECTION DISPUTE CODES 🔹 ✅1) 12 CFR §1006.34(b)(5) Reason for Deletion: Failure to Provide Required Itemization This collection account should be deleted because the debt collector failed to provide a proper itemization of the alleged debt. Federal law requires a clear breakdown of the balance, including interest, fees, payments, and credits applied after the itemization date. Without this required information, the amount reported cannot be verified as accurate or complete, making the reporting noncompliant and subject to deletion. ✅2) 12 CFR §1006.34(c)(4)(i) Reason for Deletion: Failure to Properly Identify the Original Creditor This account should be removed because the debt collector did not clearly and accurately identify the original creditor as required by law. Without proper disclosure of the original creditor, the consumer cannot reasonably confirm the validity or ownership of the debt. Any collection reported without this required information is misleading and must be deleted. ✅3) 12 CFR §1006.34(d) & 15 USC §1681s-2(a)(7)(A) Reason for Deletion: Failure to Validate and Reasonably Investigate This account must be deleted because, after being disputed, the furnisher failed to conduct a reasonable investigation and provide proper verification. Federal law requires disputed information to be investigated and corrected or deleted if it cannot be verified. Since the accuracy and validity of this account were not proven, continued reporting is unlawful. Good luck 💪 2026 — we’re applying the information we learn💎

Hey good afternoon anybody have any questions or stuck feel free to ask if you don’t find the information in the class https://www.skool.com/profitoffcredit-university-9697/classroom/4bf7db49

Hey Goodmorning❕ Here Are Some Hit Or Miss Hacks That Work Good For Hard Inquiries And Negative Accounts Try Them Out On Yourself Or A Client And Come Back And Share Your Results https://www.skool.com/profitoffcredit-university-9697/classroom/4bf7db49?md=cd349ff991d4437bb67833f1af135463