Oct 16 β’ Upfront Expenses
Loan Estimate
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Ever looked at a Loan Estimate and wondered:
βWhat part of this does my loan officer actually control?β
Here's the real deal:
ππ‘ππ π πππ§ ππ¨π§ππ«π¨π₯:
β Origination fees (in this case, $0! )
As your loan pro, I fight to keep this cost LOW (or eliminate it when I can).
ππ‘ππ π πππ§βπ ππ¨π§ππ«π¨π₯:
β Appraisal, credit report, flood cert fees
β Title company and attorney charges
β Homeownerβs insurance
β Taxes, prepaid interest, escrow set-up
β Pretty much all the "other costs"
ππ‘π² ππ‘π’π¬ π¦πππππ«π¬:
You deserve transparency. Many of these numbers come from third parties, NOT the lenderβbut they still end up on your estimate. Thatβs why working with a loan officer who will break it down for you (like me ) makes all the difference.
DM me if you want a second set of eyes on your Loan Estimate
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Loan Estimate
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