In this lesson, I walk you through how to build a budget that actually works in real life. You’ll learn why budgeting isn’t a punishment, but a clear plan for your money. We cover how to calculate monthly income, separate fixed and variable expenses, and prioritize saving 10–15%. You’ll also learn why every dollar needs a job and why most budgets fail. To finish, you’ll complete an action challenge using the Pathli budget worksheet and set one simple goal for next month.

What Is Money? is a fun, kid-friendly lesson that teaches children where money came from and why we use it. Kids learn how people traded through bartering before money existed, explore early forms of money like shells and gold, and understand how money works today. With simple explanations and a hands-on activity, this lesson builds critical thinking and sets the foundation for smart money habits.