I am always amazed when I ask people specifics about their home loan and they give vague responses or sometimes worse "I don't know" I get it, we are all time poor in this modern world. But those who get ahead, carve out deliberate time for the biggest financial commitment most of us make in our life. This video guides you through the 7 most important numbers you need to know.

The one thing that seems to make the biggest difference long term — and it's not dramatic. I've been paying attention to which clients seem to get the most out of The Daydream Way over time, and the honest answer is that it doesn't come down to income or discipline or any of the things you'd expect. It mostly comes down to whether they look at their numbers occasionally. Not constantly. Not obsessively. Just checking in — offset balance, loan balance, the gap between them — often enough to notice if something has drifted. Just a once a month proper check in. That's the habit that seems to separate the clients who finish years early from the ones who end up in the same position they started. Curious whether anyone has found a rhythm that works for them?

As always we are striving to add more and more value to this online learning community, especially for our clients! A new video has been added to this lesson to explain the fundamental shift in identity. You can either - be Homeowner A, adopt a set and forget mentality to your home loan and let it charge you a crazy amount of interest over the life of your loan. OR Be Homeowner B - implement smart cashflow systems and start living life on your terms. I know which one I would rather be.

Happy Friday! Where would you go if you could this weekend? Venice is amazing, but I’ve never been to a Christmas night market in Vienna…