These are not from the under writers at the banks I truely believe that banks get paid from people just applying for products thats why the government made it where you can get paid $1000 per inquiry!

🚨 PAYING A COLLECTION DOES NOT AUTOMATICALLY REMOVE IT FROM YOUR CREDIT REPORT This is one of the biggest misconceptions we see with credit. A lot of people believe: “If I pay the collection, it will come off my credit report.” ❌ That is NOT guaranteed. Paying a collection usually takes care of the balance owed, but it does not automatically require the collection account to be deleted from your credit report. For example: You have a $2,000 collection on your credit report. You pay the full $2,000. The collection could potentially be updated to show a $0 balance / paid collection while the collection account itself remains on your credit report. 📌 PAID does not mean DELETED. Some collection agencies may agree to delete an account after payment, and certain types of collections may be treated differently under current credit-reporting policies. But you should never assume payment automatically equals removal. Before making a payment solely because you believe it will remove the collection, understand exactly what you’re agreeing to and what the collector is promising. At Osama Care, our goal is to make sure our clients understand the difference between: 💰 Paying a debt 📊 How that debt is reported 🗑️ Having an account deleted from a credit report They are not the same thing.