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Credit 2 Cashflow Masterclass is happening in 6 days
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👋 WELCOME TO THE COMMUNITY 💯
What’s good everybody — I want to start by introducing myself so you know who’s behind this community. My name is Dejon Hodges, founder of Next Gen Wealth Group. Over the years I’ve spent a lot of time studying how the financial system works — especially how lenders evaluate financial profiles, why some people get approved for opportunities while others get denied, and what actually separates strong financial positioning from weak financial structure. A big reason I understand this space the way I do is because earlier in my life I was around environments where people were constantly trying to figure out how financial systems worked — sometimes the wrong way. Being exposed to that showed me something important: most people don’t actually understand the system they’re operating in. A lot of people are guessing, repeating bad information, or learning the hard way. At a certain point I realized something though — if you take the time to actually understand how financial systems work and apply that knowledge the right way, you can create real opportunities for yourself and others. That realization pushed me to redirect my focus toward education, structure, and helping people build stronger financial foundations instead of trying to work around systems that were never designed to be shortcuts. That’s why I created this community. This group is basically going to function like a financial playbook / curriculum where I break down things most people were never taught about money, financial systems, and positioning yourself for bigger opportunities. Inside the community we’ll be covering things like: 📚 Understanding how lenders evaluate financial profiles 🧠 Building stronger financial habits and structure 💳 Learning how financial institutions actually think 📈 Positioning yourself for larger opportunities in business and life 🚀 Long-term financial growth and wealth strategy Think of this like a financial syllabus where I’ll be dropping lessons, breakdowns, and real-world insights that help you move smarter.
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📢 IMPORTANT CLIENT UPDATE — SMARTCREDIT & MONTHLY PROGRESS REPORTS
Hey everyone! 👋🏽 I want to make sure all active clients are up to date on a few important changes regarding credit monitoring and monthly progress reports. 1️⃣ SmartCredit Membership Is Now Required: NexGen has a partnership agreement with SmartCredit, and as part of that partnership, all active clients are now required to maintain a SmartCredit membership moving forward. This means transitioning from IdentityIQ or any other credit monitoring service you may currently be using. If you haven’t made the switch yet, DM me “SmartCredit” and I’ll send you the correct signup link and help you get everything set up. 2️⃣ Monthly Progress Reports: To receive your monthly progress reports, you must have an active SmartCredit membership and be current on your Skool membership payments. This allows us to keep your account up to date and continue providing services without interruption. 3️⃣ Skool Membership Payments: If your recent Skool payment failed or your subscription is past due, please update your payment method as soon as possible. Progress reports & disputes will be temporarily paused until your membership payment is brought up to date. ✅ Already switched to SmartCredit and current on your payments? You’re all set! If you still need to complete either step, please take care of it as soon as possible so we can keep everything moving forward. 🚨 Thank you all for your cooperation and for being part of Nex-Gen. I appreciate your continued trust, and I’m committed to keeping everyone informed and on track! 🤝🏽
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💳🔥 400+ TRADELINES AVAILABLE 24/7‼️
Looking to add authorized-user tradelines to your credit profile? Browse the live inventory and available pricing anytime. 📋 LIVE TRADELINE LIST: https://docs.google.com/spreadsheets/d/1DCa4thNcVme1YoAbYfddTRc-LEkgJ5wU/edit?usp=drivesdk 🛒 READY TO ORDER? START HERE: https://form.jotform.com/262646765419065 ✅ Browse available tradelines ✅ Review live pricing ✅ Submit your order through the form ✅ Follow the submission instructions to complete your order 📲 One link to order. Available 24/7. — NEX GEN CREDIT REPAIR
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💳 NEX GEN STUDENTS: LET’S BUILD THAT CREDIT & GET REWARDED! 💰📈
Building positive credit history is another part of your credit journey! Here are six credit-building programs to explore while working toward your credit goals. 💳 CREDIT-BUILDING PROGRAMS + REFERRAL LINKS 1️⃣ SELF — $25/month 🔗 https://self.inc/refer/19724708 2️⃣ Credit Sesame — $20/month 🔗 https://creditsesame.onelink.me/zI4n/0389aur5 3️⃣ Ava — $25/month 🔗 https://meetava.app.link/cdEd28QlUJb 4️⃣ CreditStrong — $28/month 🔗 https://creditstrong.referralrock.com/l/3DEJON39 5️⃣ Kikoff — $15/month 🔗 https://kikoff.com/refer/6PPLZQHF 6️⃣ Kovo — $10/month 🔗 https://kovocredit.com/r/ZKSD7ZNL 💸 IMPORTANT: Use the links above when signing up and check each program’s current terms for eligible cash-back offers, referral bonuses, or promotional rewards. Rewards vary and aren’t guaranteed. ⚠️ These programs are optional. You don’t need all six! Review the fees, reporting practices, and cancellation terms before enrolling. No credit-building product guarantees a score increase. Which program are you currently using, or which one are you thinking about trying? Comment BUILDING if you’re working on your credit profile! 💪🏽📈 Disclosure: These are referral links, and I may receive compensation if you sign up through them. — NEX GEN CREDIT REPAIR
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🚨 7 PIECE INQUIRY SWEEP UPDATE 🚨
Another credit file has been reviewed, and we’re moving into the next round. 📈 📊 CURRENT SCORES • Equifax: 565 • Experian: 568 • TransUnion: 558 The scores fluctuated this round, but there was still movement on the credit reports. 🧹 THIS ROUND • 7 items deleted • 0 accounts updated from negative → positive • 1 new positive account added • Multiple inquiries removed from the credit profile 📉 BIGGEST AREA TO ADDRESS: UTILIZATION Current reported utilization: • Equifax: 97% • Experian: 78% • TransUnion: 78% • Overall: 84% This is why credit improvement is about more than just disputes. We’re working on the negative information while also paying attention to the other factors affecting the overall profile. ⚠️ CLIENT TIP If you’re actively working on your credit, don’t randomly apply for new cards, loans, or financing. Talk to us before applying so we can look at your current profile and help you approach the application strategically. New credit activity can cause additional score fluctuations while we’re working on the profile. The goal isn’t just to remove negative information — it’s to build a stronger overall credit profile. Next round is coming. 🧹📈 Stay consistent. Trust the process. Keep building.
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🚨 7 PIECE INQUIRY SWEEP UPDATE 🚨
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