7 Reasons Why You Should Get a Credit Card.. 👍💪💯🔥

Feb '25 • General Discussion (NO PROMOS)

✅ Convenience: The most important reason for getting a credit card is convenience. Having a huge amount of cash with you is such a hassle and risky. It can be stolen easily and once the cash is gone, it’s gone forever.

✅ Online transactions: Thus, you can use your credit card mainly for online transactions such as bills payment and online shopping.

✅ Promos and rewards: Using your credit card regularly accumulates points which in turn, you can exchange for freebies and rewards. Depending on your credit card provider, there are many promos you can avail of when you use it.

✅ Emergency purposes

✅ More secure than debit cards: Credit cards are safer than debit cards because it helps you avoid losses from fraud. Compared to a debit card that is tied to your bank account (in which you will incur losses instantly whenever a fraudulent transaction arises), a purchase made using a credit card only reflects on your account when the product or service you have availed is already with you.

✅ Builds good credit history

✅ Tracks your purchases: Every month, you will be given a complete and detailed summary of your spending. Your credit card provider tracks your purchases and this is useful because you’ll know how much you spend. By knowing the history of your purchases, you can adjust your saving and spending strategies.

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