Anyone have recs on florida banks for financing? or florida adjacent that will finance in fl?

I'm looking at a 12 lot park that's over $1 million. Whaatttt!? This is in a good market near me with opportunity to expand. I have no problem raising capital for a larger park, but these smaller parks are tough to paint the vision. Does anyone have experience with creative financing for a smaller park?

I was seeing if there was a way that you could purchase MHP's with a lower initial cash out of pocket, and THERE IS A WAY YOU CAN DO IT. Generally, lenders will not fund the purchase with DSCR, but they will fund a refinance. So if the property truly is at a discount and the cashflow supports it, you can get TRANSACTIONAL FUNDING to cover closing, and a DSCR loan just after it's already in your name. The portfolio I am looking at should support this, so this will be my intention to purchase these parks for $1.2 million, and after everything is said and done, it will likely be about $140,000 out of pocket for me. LET'S GO!!!

Who here has experience getting DSCR financing where they finance the majority, if not all of the purchase, if the property is at a steep discount and cashflows well? Is that something you have seen happen? I have a deal I want to buy that is perfect for it.

I have some free-and-clear homes and was wondering if I could get a line of credit on them to have some quick cash at my fingertips for a deal. Does anyone have any suggestions or lenders I might explore? I'd prefer not to take a full loan and pay it back right away, and instead look for a pay-as-you-go line of credit.