Greetings.
It’s Saturday, November 15th, 2025.
There are 46 days left in the year.
In the last few days the headlines screamed:
• $2,000 stimulus checks
• 50-year mortgages
• 15-year car loans
All marketed as “relief.”
But here’s the truth:
These don’t solve money problems.
They just stretch them.
Why?
• A 50-year mortgage lowers the payment… but adds hundreds of thousands in interest.
• A 15-year car loan has you paying for a car long after the engine quits.
• Stimulus checks feel good—until inflation sends you the bill.
As Scripture puts it:
“The borrower is slave to the lender.” (Proverbs 22:7)
Policies can soften the chains.
They rarely break them.
So what actually works?
Not waiting on policy.
Not waiting on bosses.
Not waiting on presidents.
What works is personal agency:
• Earn more
• Spend less
• Kill bad debt
• Build margin
• Invest early and often
• Live on purpose, not pressure
The people who rely on policy stay stuck.
The people who build habits get free.
Your move.
Choice #1: Wait for a $2k check (or broke, broken government) to save you.
Choice #2: Build systems that make you unshakeable.
At millionaireME, we’re building #2 every day.
#UnleashYourInnerTBA — because freedom is a habit, not a headline.