Greetings!
It’s Friday, December 19th, 2025. Less than a week until Christmas and two weeks till 2026, but plenty of time to add another arrow to your proverbial quiver.
Here’s a one-minute takeaway on the current market, valuations, and what actually matters heading into 2026:
For starters, valuations matter.
Just not on your timetable.
The dot plot below shows a simple truth most investors know but still struggle to live out:
📉 Valuations have strong influence over long-term returns
📈 They have very little power over short-term outcomes
When prices are high (as they are today), future returns tend to be more modest. Not zero. Not catastrophic. Just…earned more slowly.
That’s exactly why I built The Good Life Market Gauge™ (featured).
It’s not a crystal ball.
It’s not a market-timing tool.
And it’s definitely not about calling tops or bottoms (a fool’s errand).
It’s a rules-based snapshot that translates complexity into clarity.
Today’s reading: 47/100.
Neutral. Selective. Slightly cautious.
What that means for 2026:
• Expect modest returns at best
• Stay invested, but stay humble
• Watch for longer-term buying opportunities
• Use optimized dollar-cost averaging, not heroics
Remember: We don’t win by predicting.
We win by positioning, patience, and PROCESS.
That’s not only the Good Life way. It’s the millionaireME way! 🐷🪽