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What’s happening with interest rates right now.
Good afternoon, legends! ☀️ Quick real-talk on what’s happening with interest rates right now. Yesterday the RBA raised the cash rate another 0.25% to 4.35% the third hike this year. Mortgage holders are feeling it, and with fuel prices rising due to global tensions, inflation is proving stubborn. So here’s the big question for the group: What do you think is coming for the housing market and interest rates in the next 6–12 months? • More rate rises ahead? • Peak soon and then cuts later in the year? • How will this affect house prices, especially here in QLD/Brisbane or wherever you’re living. I’m personally staying patient in the caravan, banking cash, and refusing to rush into a house we can’t comfortably afford. Freedom > rushing. This is a long game. Higher rates right now make me even more focused on building a strong buffer before buying. Would love to hear your thoughts no financial advice, just real community discussion. Drop your take below 👇 Are you feeling the pressure, staying cautious, or seeing opportunities? Let’s chat about it. 💪🏡
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Is leverageing trades sketchy - or is it a good way to trade the 1% ups and downs of BTC/Eth?
Hi everyone, I have been experimenting with leverage, which basically allows you to multiply your position in a trade ( usually up to 100x ). So thereticallly $1 is the equivlent to a $100 position (correct me if I'm wrong - this had me confused for a bit) Currently I have been able to leverage long and short on some of the big crypto coins (btc, doge, eth) Overall I have had some successful trades - and some panic sells. But I still think that If a crypto coin is showing a strong movement then leverageing can multiply what would usually be a small return. Feel free to let me know your opinions on this, or if there are any other tools I should be using to increase my chances of a return👍
Investing, but very few are consistent
Quick Question for Everyone: I’ve been thinking a lot lately about what actually moves the needle when you’re trying to build wealth while having a young family and a normal job. Most people talk about investing, but very few are consistent with it while keeping life simple. Right now I’m living in a caravan with my partner and our 17-month-old daughter. Little rent. Car almost paid off. Stacking as much as possible into the house deposit while still investing every month. I’m genuinely curious where are you at right now? Drop a comment and tell me: 1. What’s your biggest money goal for the next 12–24 months? 2. What’s one thing you’re doing right now that’s actually moving you forward (no matter how small)? A couple of my holdings at the moment: • WDS (Woodside) has been a strong performer good oil & LNG exposure with some hydrogen upside, though I’m not sure how that side develops long-term. • Uranium plays (URNM and a few others) still look structurally strong to me with nuclear demand growing. • Silver (physical + ETPMAG) as a hedge. No fake humblebrags. Just real talk. I’ll be replying to as many as I can. Let’s help each other stay on track.
Would do buy....
Just a question/thought. Would you buy stock from a company that is against your personal morale beliefs or ethical? Yes, you could make a pile of money in the future but do you believe in the products they make? I have some stock with Nova Nordisk but my personal belief on what they make does sit with me. I rather sell and buy more gold EFT. This is my own personal belief and no judgement on people who have bought stock with this company. Just my thoughts 😁
Bearish Warning on 2026 Markets? 📉
Hey legends, Just spotted this take from David Bird he’s going against the grain, calling for a negative S&P 500 year in 2026 (double-digit downside possible). Big banks are all clustered bullish: Oppenheimer 8100, Deutsche 8000, Morgan Stanley 7800, UBS 7700, Goldman 7600, JP Morgan 7500, Soc Gen 7300, BofA 7100. That tight consensus? That’s often a red flag for risk like in 2022 when almost no one saw the bear coming (he did). Markets aren’t random chaos; they’re patterns if you study them. His playbook: Play defense in 2026. Not cash out stay 80% in, but smart, protected positions. As Buffett says: Rule #1, never lose money. I’m sharing this not to scare, but to prep. Long-term grind means protecting gains through cycles like this. Early days, but worth watching. I’ll keep dropping insights as they come let’s learn together. What’s your take on this setup? Bullish, cautious, or something else? No pressure, just curious 👇 Keep the long game strong. 💪📈 Do you think it’s going to rotate into commodities or something else?
Bearish Warning on 2026 Markets? 📉
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Matthew Alchin 1% Daily Grind
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Girl dad grinding for freedom real life vlogs, tech tips, family hacks, daily 1% wins. Positive, uplifting, no BS. Let’s level up together 💪🔥
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