Credit Basics 101
The fundamentals of credit: The anatomy of a credit report, how scores are calculated, and the roles of credit bureaus. Practical application: How to read a credit report, identify errors and fix them. Identifying inaccuracies.[https://www.annualcreditreport.com/index.action](https://www.annualcreditreport.com/index.action)
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How do you build credit?
The specific steps you'll want to take to improve your credit scores could depend on the scoring model and what's affecting your credit scores today. However, there are some general tips that could help improve many of your scores over time.
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Initial Credit Freeze
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Removing outdated and old addresses
Dispute resolution strategies: Methods for effectively disputing inaccuracies with credit bureaus or creditors.
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Disputing Collections and Charge off accounts
Dispute resolution strategies: Methods for effectively disputing inaccuracies with credit bureaus or creditors.
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Disputing Inquiries
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Disputing Other Information
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pros and cons of this class
Pros: Confidence in financial decisions: Understanding the credit repair process may reduce stress and make you a more informed..Cost savings: If you have the time and patience, learning to do your own credit repair can save money that you can spend on paying off derogatories. Empowerment through knowledge: Learning credit repair tactics gives you lifelong skills for effectively managing your credit and finances..Self-paced learning: great for busy people
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