To obtain a copy of your commercial credit report, please contact the commercial bureaus listed below. You must use the specific contact information listed below (rather than the general customer service lines) to be directed to teams that are familiar with SBFE.
Dun & Bradstreet
Dun & Bradstreet offers multiple credit monitoring services:
· CreditSignal, which is free. Initially, this service offers access to your Dun & Bradstreet credit scores and ratings. But you can see those scores for just 14 days. After that, you’ll only be able to see whether your ratings went up or down.
· CreditMonitor, which costs $39 per month. This service lets you view your credit file as often as you want to, plus get notifications when other businesses request information about yours.
Phone (Enterprise Service Team): (866) 248-1450
Buy a single report one-time for $139.99
Experian
Experian’s CreditScore Report costs $39.95. For that price, you'll get a one-time view of your credit report with a summary of credit and financial information. You’ll also get Experian’s Intelliscore — its business credit score — and a Financial Stability Risk Score, which indicates how risky your business may look to lenders.
For an additional $10 — a total price of $49.95 — you can get information about specific payment history or UCC filings, too. Experian’s credit report and monitoring service, Business Credit Advantage, costs $189 per year. Visit this link to contact Experian. Equifax
You’ll have to reach out to Equifax’s sales team to request a copy of your business credit report — although getting your own company’s report is free.
The credit reporting bureau Equifax lets you order a single business credit report on their website, although you’ll need to make a customer service inquiry to learn about pricing. These reports are packed with comprehensive information that includes a company profile, a credit summary, details on public records, Equifax business risk scores and more.
Business reports from Equifax also include a unique Business Failure Score, which tries to predict how likely it is for a business to fail through “formal or informal bankruptcy” over the next 12 months.
Phone: (800) 727-8495
Mail: Equifax Commercial Solutions
P.O. Box 740249Atlanta, GA 30374-0249
LexisNexis Risk Solutions
Phone: (800) 382-6228
Mail: LexisNexis Risk Solutions Inc.
Attention: Small Business Advocacy Center
P.O. Box 105108Atlanta, GA 30348-5108
You can get your LexisNexis report by going to the company’s website, calling 1-866-897-8126, or mailing a printable request form. You will need to provide your first and last name, address, date of birth, and either your SSN or your driver’s license number and state to request your LexisNexis report. Ways To Get Your LexisNexis Report
1. Online through the company's website 2. Over the phone by calling 866-897-8126
Everyone is entitled to one free copy of their LexisNexis report each year, thanks to the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACT Act). LexisNexis customer representatives say that consumers do not need to pay for additional copies of their own report, either.
NAV
NAV brings together all the things you need so you can give time and money back to your business. Eliminate dozens of accounts and hidden costs. (49.95 per month).
· Detailed Credit Reports - 3 business and 2 personal credit reports — all in one place. Business credit reports often cost $50-$150 per report.
· NAV prime membership will be reported to all (3) business credit bureaus monthly as a tradeline for your business. Dun & Bradstreet, Experian, and Equifax business credit bureaus.
· NAV prime cards will be reported to all three business credit bureaus monthly as a tradeline for your business. Dun & Bradstreet, Experian, and Equifax business credit bureaus.
· View your business credit scores and reports from Experian and Equifax business credit bureaus.
· View your Trans Union and Experian personal credit reports and scores.