This wasnโt just a score increase, multiple negative items came OFF his reports. ๐
Hereโs what happened:
โ
Credit One Bank โ account showing multiple late payments was deleted from all 3 bureaus
โ
Collection account โ deleted from Equifax, TransUnion & Experian
โ
Merrick Bank charge-off โ deleted from Equifax
And check out the score movement:
๐ Equifax: 608 (+45 points)
๐ TransUnion: 632 (+68 points)
๐ Experian: 620 (+49 points)
Thatโs 162 total points gained across the 3 bureaus while negative items are getting cleared.
THIS is why we trust the process and keep pushing. This file is moving! ๐