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16d • General discussion 🗣️
🚨 The 30% Rule You Can’t Ignore
Using more than 30% of your credit limit can hurt your score. Lenders see high utilization as a sign of risk, even if you are making your payments on time.
Your balance compared to your limit plays a major role in how your credit is evaluated. The higher it is, the more it can work against you.
Here’s what to keep in mind 👇
✅ Keep utilization below 30% for a healthier profile
✅ Lower balances can improve your score quickly
✅ Timing your payments helps control reported balances
➡️ Learn how to manage your utilization and keep your score working in your favor.
➡️ Ready to level up?
🔗 LGF Pro – skool.com/lgf
🔗 Inner Circle – skool.com/100k
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🚨 The 30% Rule You Can’t Ignore
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