29d • Questions ❓
Equifax lenders?
Looking for Equifax-based 0% funding options 👀
My current Equifax VantageScore is 733.
Current profile:
• 733 Equifax
• 100% payment history
• 0 derogatory marks
• 0 hard inquiries
• 32 total accounts
• Credit age: 3 years, 11 months
• Utilization is currently HIGH at 54% — I know this needs to come down before applying
My goal is to secure approximately $20,000 in 0% introductory APR funding to invest in a business mentorship.
For those who know the Equifax funding game:
What cards/banks/credit unions would you target with this profile once utilization is paid down?
Also, what utilization would you recommend I report BEFORE applying — under 30%, under 10%, or lower?
I’m specifically looking for lenders that are known to pull Equifax and offer strong starting limits + 0% intro APR periods.
I’m not trying to shotgun applications. I want to build the smartest application sequence possible and maximize my chances of reaching $20K with the fewest inquiries.
What would you do?
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Equifax lenders?
skool.com/lpf
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