β Myth: Checking your own credit hurts your credit score.
β
Fact: Checking your own credit is a soft inquiry, which means it does NOT affect your credit score.
In fact, regularly monitoring your credit is one of the smartest habits you can build. It helps you:
- Catch errors or fraudulent activity early
- Track your credit improvement over time
- Stay on top of your financial goals
Don't be afraid to check your creditβknowledge is power! The more informed you are, the better decisions you can make to improve your financial future.
π¬ How often do you check your credit report? Let us know in the comments!
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