Itโs not just about how much credit you have. How you use it matters more than the limits themselves. Random spending can raise red flags, while predictable behavior builds trust with banks.
Hereโs what strong spending habits look like ๐
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Consistent monthly activity
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Purposeful and repeatable transactions
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Low utilization with clean payment history
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Spending that aligns with your business profile
Banks reward patterns, not chaos.
โก๏ธ Learn the spending behaviors banks actually reward inside onboarding.
โก๏ธ Ready to level up?