The New York Times says press access is being limited. Read it here The Pentagon says it is just following rules... Either way the rules changed quickly. This is how retirement feels for many people • Markets move • Rates change • Jobs end • Policies shift But your income ladder stays steady when life moves around you. Real steps you can take • A one-to-five-year bond ladder for base income Here • A short-term bucket that covers three years of spending Example • A long-term bucket for slow growth Here • A REIT or fund that pays monthly or quarterly Here This gives you calm, even when the world feels loud. Which step of your income ladder do you want to build first?

Thanksgiving reminds you that time with family is what really matters. Many people work longer than they want because their money plan isn't clear. The Income Ladder gives you monthly income you can count on. More income. More time. More family moments. ARE YOU WORKING THIS WEEK? What would you do with more free time each holiday?

Welcome to the Lifetime Income Community! 👋 You’re now part of a group focused on building calm, predictable income for life. Let’s start by connecting with fellow members below to unlock your FREE Retirement Income Gift! 🎁 1️⃣ Step 1: Reply to at least 3 member introductions or posts — ask a question or offer encouragement. Real conversations build real confidence. 2️⃣ Step 2: Introduce yourself using this template: My name is [YOUR NAME] I’m [ PREPARING FOR or ALREADY IN] retirement and want to create predictable income for life. My biggest challenge right now is [YOUR CHALLENGE]. 👉 Once your first mission is complete, GO HERE

You already think about retirement planning more than the average person. But one small upgrade can change how confident you feel about your future. Which money habit do you want to improve this month? Your answer might help someone else get unstuck.

You’re focusing on steady income rather than chasing growth. This week the Fed flagged “outsized asset price declines” and rising leverage(*too many loans) in private credit markets. Reuters Why does that matter to you? • If your built-in income plan depends on volatile growth assets, risk rises... • But if you already have bond ladders, income funds, real estate fundamentals, then you’re ahead of the curve. Where do you keep most of your money, income or growth?