When you keep your debit card at home and have a variety of credit cards and spend them wisely, you save thousands of dollars a year! 🤑 If you prefer cash back instead of travel points, a simple setup is: PERSONAL -AAA daily advantage card- 5% back on groceries [sleeper 😴] Amex Blue Cash Preferred– 6% Groceries and select streaming. ($95 fee though so best with big families.) 🛒 -Citi Custom Cash – 5% back on gas ⛽️ -Wells fargo active cash/ Citi Double Cash – 2% Everything else. 🤑 -Chase Amazon Prime Visa- 5% if you shop heavily on Amazon. 🛍 -U S. bank cash plus- 5% back for utilities and cellphone bill OR department stores 📱 BUSINESS- -Amex Blue Business Plus/ wells fargo signify – 2x/2% Great everyday spending. (Remember you get the best bang for your buck with points not cash back.🫡 -Amex gold- 4X advertising, gas, dining, shipping, airfair 🔥 (if it didnt keep shutting my ads down) -Chase Ink Business Preferred – 3x Advertising, shipping, internet, and travel (this made the list because me and people i know have been having a nightmare time using amex gold for ads)🫠 -Chase Ink Business Cash – 5% Office supply stores, internet, cable, and phone services. 🖥 -U.S. bank triple cash- 3% on gas, dining( if you dont want to pay the amex gold fee) 🤔 For someone who travels 🛩 occasionally and wants the best overall combination of points and flexibility, my favorites are: -American Express Gold.🪙 -Chase Sapphire Preferred (or Reserve if you travel often). 🏆 ✈️ -Citi Custom Cash. 5% on a chosen category ⛽️ -Wells fargo active cash. 2% everyday spending. 💸 -BOA custom cash (6% for the first year only on a chosen category)😏 -Chase Freedom Flex (Rotating 5%) or Chase Freedom Unlimited (drugstores/good flexibility card)😎 -U.S. bank Altitude go- 3% for dining takeout/delivery, fast food, bars. 🍻 🌟That combination covers most everyday spending while giving you strong earning potential and flexible redemption options. 🌟 *US bank has some real good cards for versatility on personal and business side. 🇺🇸

Navy Federal Backdoor Method If you don't have a Navy Fed membership JOIN NOW To gain access to a Navy Federal CU membership: - Call Navy Fed (only can be done over the phone) - Tell the rep ‘your granddad served in the Navy for years and he past away, but you don't remember too much of his information. If this doesn’t work, call back to reach a different rep This method helped thousands of people get into Navy Fed

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We have less than 6 months left in 2026. Read that again. The question isn't where you started this year... The question is: Where are you going to finish? I want every single person in this community to drop ONE goal you're committed to crushing before December 31, 2026. 👇 Examples: 💰 Get your first 10k credit card 💰 Hit your first 10k in business 📞 Call to get those old addresses off your credit 🎯 Send in those method of verification letters you gave up on 📈 Use your new and improved credit score 👥 partner with people in your business ⭐ Get your first 10 five-star reviews 🏦 Build business credit 🚀 Finally stop procrastinating and take action Whatever it is... comment it below. Now here's the important part... Don't post a goal just because it sounds good. Post something you're willing to work for every single day. Remember, this community isn't just here to motivate you. We're here to hold each other accountable. 🤝 On December 31st, I'm coming back to this post, and I want to see who kept their word. No excuses. No blaming the economy. No blaming leads. No blaming your sales team. It's time to execute. Drop your goal below. Let's make the last 6 months of 2026 the best year ever!! 😎

Follow these steps. If you have followed to a T using letters in the community specific to your situation and it comes back double verified. LET ME KNOW. 💎