10/25 - SBA 2024 Capital Impact: Record Loans, Insights & Trends In this comprehensive video, we analyze the SBA's 2024 capital impact report, showcasing record-breaking loan distributions and key insights. With more than 100,000 loans—the highest since 2008—we discuss the critical support provided to small businesses, which employ nearly half of the U.S. workforce. The video covers a breakdown of major loan programs like SBA 7A, 504 loans, microloans, disaster loans, and SBIC funding assistance. We highlight significant trends, including the rise in loans for women-owned, Black-owned, and Latino-owned businesses, and a notable increase in microloans for women-owned enterprises. Charts and statistical data enrich our understanding of the SBA’s financial impact from 2019 to 2024 and the beneficial outlook for small businesses moving forward. 00:00 Introduction to SBA's 2024 Capital Impact Report 00:47 SBA 7A and 504 Loan Programs Breakdown 01:31 Micro Loans and Non-Banking Lenders 02:47 Surety Bonds and Disaster Loans 04:06 Charts and Visual Data Analysis 06:25 SBA Lending Trends for Minority-Owned Businesses 07:03 Women Entrepreneurs and Micro Loans 07:52 Survey on Small Business Lending 08:46 Disaster Loan Distribution by State 09:25 Appendix and State Breakdown 10:23 SBA Capital Impact Overview 11:00 Natural Disasters and Small Business Impact 11:16 Small Dollar Lending Trends 11:47 Breakdown by Business Demographics 12:36 Surety Bonds and Final Thoughts

10/24 - Reviewing 5 Simple Steps to Secure a Small Business Loan In this video, we review an article by the Wall Street Journal that outlines five essential steps to obtaining a small business loan. We cover identifying the right loan type for your needs, confirming your eligibility, comparing lenders for the best offer, compiling the required documents, and finally, closing on the loan. Whether you're managing cash flow or funding a large project, these insights will help you navigate the lending process effectively. 00:00 Introduction to Small Business Loans 00:05 Step 1: Determine Your Loan Type 00:36 Step 2: Confirm Your Eligibility 01:03 Step 3: Compare Lenders 01:12 Step 4: Compile Required Documents 01:26 Step 5: Close on the Loan 01:29 Final Thoughts and Tips

10/23 - Best Small Business Loans Under $100K: Top Picks and Detailed Breakdown In this video, we explore the best small business loans and financing options under $100,000, as recommended by Bankrate and other sources. We cover various loan products, including term loans, lines of credit, equipment financing, and asset-based lending from top lenders like OnDeck, Wells Fargo, Fundible, SMB Compass, Accion Opportunity Fund, and Credibly. Specifics include loan terms, rates, requirements, and eligibility criteria such as minimum annual revenue and credit scores. We also highlight lenders’ special offers for underserved communities and express SBA loans suitable for quick funding needs. Comparisons of lenders' reputations and reviews provide insights on the best options for diverse business needs. 00:00 Introduction to Best Small Business Loans 00:55 Detailed Review of OnDeck 01:21 Overview of Wells Fargo and Fundible 02:18 Exploring SMB Compass and Accion Opportunity Fund 03:04 SmartBiz Loan Options 04:17 In-Depth Look at OnDeck's Offerings 05:34 Wells Fargo and Fundible Revisited 06:23 Loan Requirements and Terms Overview 06:42 Exploring SMB Compass Offerings 07:58 Opportunity Fund Details 09:16 Credibly: A Closer Look 10:48 Final Recommendations and Insights