Hello Family, I’m hosting a FREE Emergency Fast Funding Webinar that will change the way you look at credit, approvals, and access to cash. This training is designed for anyone who needs same-day approvals, real banks, real funding strategies, and ZERO guesswork. You’ll learn: ✨ Easy Approvals — NO documents required ✨ Same-Day Debt Consolidation Banks ✨ Loans & Lines of Credit (Low or High Credit Scores) ✨ Car Finance Approval Hacks ✨ American Express Back-Door Approval Method ✨ Banks that pull from TransUnion ✨ How to turn credit card approvals into cash the same day I don’t teach theory. I teach what my clients are using RIGHT NOW to obtain approvals of $20K… $30K… even $50K+. And yes — people are getting approved in 24 hours BEFORE Thanksgiving. You do not want to miss this. 📅 Wednesday — November 27th ⏰ 7PM EST 🎟️ Free Live Training 👉 Register here → https://ivywealthacademy.net/join-v1?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZnRzaAOUHPlleHRuA2FlbQIxMQBzcnRjBmFwcF9pZA8xMjQwMjQ1NzQyODc0MTQAAadQLGpL_LzKTPIH8a3VrbiS1LAdWl6HceSq9ihcoEJDlw3BixfIyHDqS3HIuQ_aem_qzT9f5xoTVf20ROwOS1ZUA

🚨 Government Shutdown Alert 🚨 Lately, I’ve been getting so many messages from people who are struggling — parents trying to feed their kids, fathers out of work, and families falling behind on bills because of this government shutdown. 💔 Over the last week, I’ve been working nonstop to bring real solutions to my community. I don’t want to see anyone go hungry, stressed, or stuck. 🙏🏽 So, I’ve curated a powerful list of lenders that will approve you whether your credit is bad or good, even if you don’t have a job or business right now. 💰 This list is worth thousands — it’s truly golden — and can help you get up to $25,000 (or more!) fast. For a limited time, I’m offering it for only $100. If I were you, I’d grab this list, get the loan, and use it to: ✅ Fix your credit ✅ Get approved for a car or personal funding ✅ Relocate or invest in a small business ✅ Finally get ahead instead of falling behind And for anyone affected by the shutdown who needs credit repair or credit building, I’m discounting my services to help you get back on track. 📲 Text me 786-440-0130 for immediate help or to get your lender list today. No one gets left behind under my watch. 💪🏽✨ Here's the link https://www.fanbasis.com/agency-checkout/ivy-league-academy/0g303

💳 CREDIT PROCESS EXPLAINED 🔄 What Are Credit Repair Rounds? Credit repair happens in rounds because every time we send out disputes to the three credit bureaus (Experian, Equifax, and TransUnion), they have 30–45 days by law to investigate and respond. However, due to delays and high volumes, some bureaus are now taking up to 60 days to respond. Each set of disputes = one round. ➡️ Round 1 is your first set of challenges — every negative item on your credit report gets disputed at once. 💥 What Happens During Each Round Every round targets negative or inaccurate items hurting your score. Once the bureaus finish their investigation, each account will come back as: ✅ Deleted – completely removed from your credit report 🔁 Updated – corrected but still reporting ❌ Verified – the creditor claims it’s accurate and belongs to you After that, we review what’s still showing and plan the next round of disputes. 🤔 Can We Predict What Will Be Deleted? No one can — and that’s the truth. Each bureau and creditor handles your file differently. There’s no magic button or secret system where someone can “go in and delete” items. That’s why professionals like us use attack letters, study credit laws (FCRA & FDCPA), and identify violations to build a strong case for deletion. Please throw away the saying: 🚫 “I’m paying you to delete” ✅ The correct mindset is: “I’m paying you to help me.” If anyone claims they can personally delete items from your report — RUN 🏃🏽‍♀️‼️ 💬 Why Patience Is Key You legally owe these companies — we just make your life easier by disputing and correcting your reports so you can move forward. Be patient, because let’s be honest — most people are buried in debt and just want a fresh start. You can either: 💡 Option 1: Invest 6–12 months and pay $1,000 or less to clean your report, rebuild, and get access to funding. 💡 Option 2: Spend 20+ years paying off $10K–$100K of debt and still have the same items reporting — still getting denied. Which sounds better to you? 👀

I had a bizarre experience this morning. Normally you can open a dispute via phone for unauthorized hard inquiries. Now they're requiring a letter from the creditor stating they didn't have permission. However, permissible purpose trumps all of that. Has anyone else experienced this?

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