my cap one card was restricted a while back as they asked me for my US ID. I just paid the card in full and then had some balance on the account . I didnt wanna close the card as it was my oldest card. Yesterday, I just called cap one fraud dept out of nowhere and asked if they could release the restriction and the lady said she could do it with passport. She sent me two links and then I uploaded my passport on both links and got verified. Later that day, I recieved a call from cap one again and then they asked for proof of residency. No lease, Nothing else than Internet, gas, Electricity bill or trash company's one. Luckily my address guy provided me xfinity internet bill and I was able to verify my account. Now its working well.

Any of you guys have done itin based mortgage or loans? I heard they would look more at property cashflow than personal income. I might be wrong. Does anyone have any idea on this?

Quick take on Plasma One after installing it a few days ago. It is a stablecoin card plus a USD account. Works outside the US, including for non-residents using US details. What you get: • Spend USDT or USDC with a Visa debit card • Add the card to Apple Pay or Google Pay • Up to 3% cashback, paid in XPL • USD account with banking details for sending and receiving payments Why this matters for Cloud Residents If you are a non-US resident or ITIN holder looking for US bank products, this is another option to keep on your radar. From a country that is not on the supported list, you can still open one with US details and a US address. Fund with stablecoins, spend anywhere Visa is taken, route USD through the in-app account. My signup: • Needed an invite code. The app does not hand one out right now • US address, no proof of address upload • Account was active almost immediately • KYC runs through SumSub • When enabling the USD account it asked for an SSN. I entered my ITIN and it went through What to keep in mind: • Cashback is in XPL, not USD, so the real value moves with the token • Not a US bank. Account services are powered by Bridge, card is issued through a Visa member • Still in early access for most people Invite code hunt: Easiest path I have found is searching the app name on X. People share codes fairly often. I have only done two transactions so far, so this is not a deep review. Just dropping it here in case someone wants another off-ramp option. App experience has been smooth so far. Anyone else using this??

Im interested to know if there's a way to pay payroll with credit cards without having a 3% fee.

Applied: 18th May Approved: 26th May Used the FIRST METHOD from PREMIUM classroom. My documents and referral were STRONG. Applied with REAL address. Everything went smooth. I sent them W8BEN, hope it will be updated soon. Already, made first deposit too 🔥