The Independence, Health & Wellness Network is a private, educational community built to give individuals, families, and 1099 workers clear, simple guidance on their health coverage. No call centers. No sales pressure. Just real, licensed support focused on helping you understand your options and protect your household with smarter benefits.
Inside this community, you’ll learn how Public Marketplace (ACA) plans work, how Private health-based plans work, and how to compare both side-by-side in plain English. We break down deductibles, networks, copays, out-of-pocket max, and the hidden differences most people never see.
You’ll also discover how qualified households can access year-round private coverage with advantages like $0 deductibles, low out-of-pocket maxes, dental/vision options, accident protection, and critical illness payouts up to $95,000+. Our mission is simple: Clarity. Coverage. Confidence.