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👋 Welcome to Income Freedom
Hey, I'm Phoebie. If you're here, something about your financial life isn't working the way you want it to — and you're ready to change that. This community is built around The Percentage Method, a flexible, percentage-based budgeting system I built at my kitchen table because I needed a real way out of financial chaos and couldn't find one that actually fit real life. We're getting ready to launch something big — the 30-Day Money Blueprint Challenge — starting July 1st. Over those 30 days, you'll build a complete financial blueprint using everything The Percentage Method teaches, and finish with a free 1-on-1 budget session with me. In the meantime, introduce yourself below. Tell me your name, where you're at with money right now, and what you're hoping to change. I read every single one. See you in the feed. — Phoebie
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👋 Welcome to Income Freedom
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🙋 Introduce Yourself Here
Before the challenge kicks off, let's get to know each other. Reply below with: Your name and where you're joining from. One word that describes how you currently feel about your finances. The one thing you most want to change about your money situation. This is a judgment-free zone. Whatever your starting point is, you're not behind — you're here, which already puts you ahead of where you were yesterday. I'll be replying to every single introduction personally.
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Everybody has a relationship with money. What’s yours?
Saver - the one who saves like a squirrel. Spender - the one who consumes like a humming bird. Giver - the one who share like a penguin.
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📅 The 30-Day Money Blueprint Challenge Starts July 1st
Here's what's coming. Over 30 days, you'll build a complete financial blueprint — your real income, your real expenses, your goals, your spending habits, and your full debt map — using The Percentage Method. Every member who completes all 30 days earns a free 1-on-1 Percentage Budget Session with me. I'll build your complete budget with you, live, using your real numbers. The first 10 people to finish also get 3 free accountability calls that month. What you can do right now to get ready: Start gathering your last 2–4 months of bank and credit card statements. Think honestly about your #1 financial pain point. Make sure you've introduced yourself in the post above. We start in 14 days. I'll be updating this post as we get closer.
something that changed everything for me.
I earned forty thousand dollars in twenty twenty two. When I finally sat down to look at my bank statements months later, I had almost nothing left. And I couldn't tell you where it went. I wasn't being reckless. I wasn't trying to spend money. I was just... living. I'd get paid, money would hit my account, and by the end of the month it was gone. So I pulled up twelve months of statements, and I started going through them. Every single transaction. And that's when I saw it—not one big thing that drained me, but a thousand small things I wasn't even aware of. And that was just a sliver of awareness. That awareness is where Income Freedom starts. Not making more money. Not cutting everything out. Just actually seeing where your money goes. What was your sliver of awareness? When did you first realize where your money was actually going? I'd love to hear your story.
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Income Freedom
skool.com/income-freedom-1622
Learn how to pay for your lifestyle when you're just starting out — without going into debt to do it.
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