how do you stop overpaying the IRS if you’re a high earner?

I used to think losing 30–50% of income to taxes was just the cost of success. But then I realized most of it came from not planning. Stock options, RSUs, bonuses, and business deductions all add layers of risk.

Once I started using proactive strategies, real estate-backed deductions, entity structuring, charitable planning, I realized I was handing over six figures unnecessarily every year.

Curious if anyone else here has tried strategies like cost segregation, DAFs, or deferred comp? Did it make a noticeable difference for you?

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