Here’s a practical checklist you can use to spot “get rich” scams quickly. Classic Red Flags 1. “Guaranteed” high returns, fast - Phrases like: “Double your money in 30 days” “Guaranteed 5% daily” “No risk, all reward” - Reality: Any real investment has risk. No one can guarantee high returns, especially quickly. Rule of thumb:If the promised return sounds way better than a bank, the stock market, or real estate with no risk, assume it’s a scam. 2. Pressure to act immediately - “Limited spots only!” - “Offer expires tonight!” - “If you don’t invest now, you’ll miss out forever.” - Pressure, deadlines, and urgency are used so you don’t have time to think, research, or talk to others. Safe behavior:Say, “If it’s that good, it’ll still be good tomorrow.” Legitimate opportunities can wait. 3. Vague or confusing explanation Ask: “How exactly does this make money?” If the answer: - Is full of buzzwords: “AI arbitrage”, “secret algorithm”, “complex proprietary system” - Never clearly explains: What is being bought/sold Who is paying you and why Where profits really come from …then it’s probably a scam or a pyramid/Ponzi scheme. Test:Explain the opportunity in one or two simple sentences to a non‑expert. If you can’t, or it doesn’t make sense, walk away. 4. Income depends mostly on recruiting others If you earn the big money by: - Bringing in new people - Getting a “downline” - Earning “bonuses” from others joining rather than from real product sales …this is usually a pyramid scheme, even if there’s some token product. Key signs of a pyramid scheme: - The product is overpriced or almost irrelevant. - You’re pushed hard to “build a team.” - Most training is about recruiting, not selling a legitimate product or service. 5. “Too good to be true” lifestyle marketing Be suspicious if: - They constantly show: Lamborghinis, private jets, luxury apartments Huge stacks of cash, “I made $50,000 while I slept” - They say: “All I do is use this system” or “This one trick changed my life.”