15d • Resources/Recipes
YNAB Category List
*If you haven't already, please read the review of YNAB in the Reviews/Recommendations category*
Below you will find the categories I use in YNAB to budget my expenses. You don't need to use YNAB to find these categories useful - you can create your own manual budget.
CATEGORIES:
Available for Next Month's Spending
(Heading) Debt:
- Car Loan
- Store Credit
(Heading) Credit Card Payments:
- Credit Card 1
- Credit Card 2
(Heading) Bills:
- Car Tax
- Bank Fees
- Car Insurance (pre-save to pay annually and save ££)
- Charity Donations
- Dentist (pre-save so there is always some available)
- Dog Licence
- Electric
- Gas
- Home Insurance (pre-save to pay annually and save ££)
- Internet
- Mobiles
- Mortgage/Rent
- Pet Insurance
(Heading) Subscriptions (Monthly):
- Grocery Delivery Service
- Doorbell
- Music Subscription Service
(Heading) Subscriptions (Yearly):
- TV Subscription
- App Fees
(Heading) Frequent Expenses:
- Groceries
- Parking
- School Fees
- Public Transport
(Heading) Other Expenses:
- Boiler Service (pre-save so there is always some available)
- Car Maintenance (pre-save so there is always some available)
- Home Maintenance (pre-save so there is always some available)
- Kids Clothing (pre-save so there is always some available)
- Vet Fees
(Heading) Allowances & Hobbies
- Kids Activities
- Family Activities
- Kids Pocket Money
- Entertainment/Nights Out
- Personal Allowance
(Heading) Savings:
- Kids Savings
- Personal Savings
- Rainy Day Savings
(Heading) Gifts:
- Birthday Gifts
- Christmas Gifts
- Other Gifts
(Heading) Goals:
- Holiday
- Bathroom Refurb
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YNAB Category List
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