Many people don’t think about beneficiary planning until later in life. But making sure your assets transfer smoothly to loved ones can be an important part of financial planning. Have you ever reviewed your beneficiaries? Full Transperancy Disclaimer: I'm scheduled for a biopsy soon, so these are the things front and center for me as the head of my household.

Thriving Thursday Prayer Heavenly Father, We come before You this morning with humble and grateful hearts, acknowledging You as the source of all that we have and all that we are. We lift up our entire community to You today, every household, every family, every individual carrying both seen and unseen burdens. You know each need before it is spoken, each worry before it is shared, and each hope that lives quietly within us. Thank You, Father, for your love, your patience, your guidance, and every opportunity that you have extended to us. Thank You for sustaining us through seasons we did not understand, for protecting us in ways we did not see, and for continuing to open doors that align with Your purpose for our lives. We ask that You cover our homes with peace that settles every anxious thought, restore strength where there is weariness, and bring unity where there has been strain. Strengthen marriages, guide parents, protect children, and surround every family with Your presence and protection. For those facing hardship, provide clarity and provision. For those walking in abundance, anchor them in stewardship and gratitude. Order our steps today, Father. Give us wisdom in every decision, discipline in every responsibility, and integrity in every action. Guard our words, shape our attitudes, and help us reflect Your character in how we lead, serve, and respond. Where there is uncertainty, bring clarity. Where there is fear, replace it with faith. Where there is delay, remind us of Your perfect timing. Let this day not be wasted. Align our efforts with purpose, our work with impact, and our hearts with obedience. Help us to recognize opportunities not just for success, but for service. May we walk in confidence, not because of our own strength, but because we trust in You. We place this day in Your hands, trusting You to lead, provide, and sustain us in all things. In Jesus’ name, Amen. Message Today is not just another day, it is a Thriving Thursday, and that means we show up on purpose, not by accident.

Many people save money in places where their growth is taxed later. Some financial strategies allow money to grow tax-advantaged under certain conditions. That’s why financial education matters. From Chaos Comes Great Change. Have you ever learned how taxes affect your long-term savings?

Life insurance was originally designed for family protection, but certain types of policies can also build cash value over time. That’s why some financial educators talk about using life insurance as part of a broader strategy. Before joining this community, had you ever heard about cash value in life insurance? If not, or if you'd like to know more, DM our own Polly Outhay @polly-outhay-9496

WARRIOR Wednesday Morning Prayer Heavenly Father, Thank You for bringing us through the halfway point of this week and for the opportunities You have provided. Even in the moments we didn’t recognize it, You were making a way, opening doors, and sustaining us. Today, we come before You with grateful hearts—not just for ourselves, but for our entire community and every family connected to it. You know every need represented here. You see the quiet struggles, the unspoken worries, the weight people are carrying while still showing up each day. Strengthen those who are weary and running low. Encourage those who feel unseen or overlooked. Give wisdom and clarity to those making decisions that affect their families, their work, and their future. Bring peace into homes where there is tension, and restore hope where it has been shaken. Cover our families with protection. Cover our work with purpose. Cover our minds with focus and discipline. Help us not to waste what You’ve placed in front of us. Give us the courage to act, the discipline to follow through, and the humility to serve others well. Let our efforts today create something meaningful—not just for ourselves, but for the people we are called to impact. Order our steps, align our priorities, and remind us that we are not walking through this week alone. In Your name, Amen. Message Let’s be honest for a moment… Wednesday is where the truth shows up. Monday had energy. Tuesday had momentum. But Wednesday? Wednesday reveals your discipline—and sometimes your level of caffeine dependency. This is the day where you feel the weight of everything you’re carrying—responsibilities, expectations, unfinished tasks, and the quiet pressure to keep going even when no one is clapping. Some of you are tired, but you’re still showing up. Some of you are discouraged, but you haven’t quit. Some of you are questioning if what you’re doing even matters. It does. Not every seed you plant shows up overnight. Not every effort gets immediate recognition.