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🫡 **Welcome to Heirforce One ✈️💰**
Hey there, I’m so glad you found your way here. I’m **Kristia Garvey**, a **Licensed Financial Planner** + **Certified Debt Specialist**, and this is **Heirforce One** — a high-support money community for people who are ready to stop surviving paycheck to paycheck and start building legacy. This is a space for those who feel called to **take control of their cashflow**, **pay themselves first**, and **build systems that help them never go broke again** — while learning how to **become their own bank**. 🏦✨ Here, we believe what you don’t track will trap you… but what you build can bless generations. 💛 ✨ **Inside this community, you’ll find:** 💸 Payday systems that actually work 🕵🏽‍♀️ Money leak audits to find extra cash fast 🏦 Vault-building strategies to protect your peace 💳 Debt payoff plans that don’t require suffering 📌 Templates, trackers, weekly missions + accountability 🎥 30-min money mindset calls + live coaching This is your invitation to stop guessing, start stacking, and build financial habits that last. 👇 **Introduce yourself below** — tell us: 1. What city you’re in 2. Your #1 money goal 3. What you want help fixing first (debt, savings, spending, bills) **The general discussion is open to all members.** For a heightened experience, we offer two additional plans: ✨ **Premium $12/mo** ''($120/pa**) Welcome aboard, **Kristia Garvey ✈️** Founder, **Heirforce One**
WIN WALL
Drop every win. Big or small. We celebrate progress here.
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WIN WALL
PLAY THE GAME & GET REAL RESULTS
Leveling up for real inside Heirforce One ✈️. ✈️ Heirforce One Levels + Unlock Requirements 1) Penny Pilot 🪙✈️ ✅ Join the community✅ Post your money goal (1 sentence)✅ Track spending for 24 hours 2) Budget Rookie 📒 ✅ Upload your first budget (or template filled in)✅ List your top 5 bills + due dates✅ Choose your “Payday Plan” day (ex: Fridays) 3) Cashflow Climber 💸📈 ✅ Set up Paycheck Split (even $25 counts)✅ Create a Bills Account + Spending Account✅ Save your first $50–$100 4) Leak Hunter 🕵🏽‍♀️💰 ✅ Identify 3 money leaks (subscriptions, habits, fees)✅ Cancel or cut at least 1✅ Find $100+ to redirect to savings/debt 5) Bill Slayer ⚔️🧾 ✅ Get fully current on bills (no late payments this month)✅ Set minimum payments on autopay (or calendar reminders)✅ Complete a Monthly Money Reset 6) Debt Destroyer 💳💥 ✅ List all debts + minimum payments✅ Pick a strategy (snowball or avalanche)✅ Pay $200+ extra toward debt (in 30 days) 7) Pay-Yourself-First Boss 👑💵 ✅ Save $500+ total✅ Hit 4 weeks straight of paying yourself first✅ Build a “non-negotiable” savings line in your budget 8) Vault Builder 🏦🔐 (Become Your Own Bank) ✅ Build a $1,000 cash reserve (starter vault)✅ Open/label a dedicated Vault Account✅ Create a “Borrow From Me” rule (how you repay yourself) 9) Generational GOAT 🐐✨ (Legacy Level) ✅ Build 1 month of expenses saved (or on the way)✅ Create a “Generational Plan” post: - Emergency fund target - Debt-free dat - Wealth goal (investing/protection)✅ Help 2 members in the community (comments/support) 🔥 Bonus: Fun Badges (add these as mini wins) 🏅 No-Spend Weekend Winner🏅 $300 Found Money Challenge🏅 Debt Payment Streak (3x in a row)🏅 Budget Consistency Badge (30 days)🏅 Vault Protected Badge ($1K saved)
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PLAY THE GAME & GET REAL RESULTS
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Heirforce-One
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Heirforce One ✈️ Budget better, build broke-proof systems, stack savings, and become your own bank.
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