12d • General discussion
Count your workers
Chapter 14 has a line I want to put in front of this room, because it's the one that separates the men in here who are going to build something from the men who are going to stay busy:
"They aren't building anything. They are processing transactions."
Not lazy. Not broke, necessarily. Not even undisciplined. Processing. Money comes in, money goes out, and at the end of the month the net position is where it started. Most men reading that will assume it's an income problem and go looking for a raise. It isn't. A man can double his income and process twice as many transactions.
The chapter puts the difference in one question. A consumer asks what do I want to spend this on? An investor asks what can I build with this? Same dollar. Different question.
Kiyosaki's frame, which the chapter borrows: every dollar you earn is a worker. The question is what you put that worker to do.
So here's what I want from this thread, and I want it specific — vague answers don't help anybody:
- Pull up last month. Roughly what percentage of your dollars got put to work, and what percentage got sent home?
- Name one recurring expense you've been treating as fixed that's actually a choice.
- What's the first thing you'd build with a redirected dollar — and be honest about whether you already know, or whether you've never thought past the spending question.
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Count your workers
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