Module 6 – Transaction Monitoring · Global Careers Group

Module 6 – Transaction Monitoring

What I Learned:

Module 6 was a deep dive into Transaction Monitoring (TM), the continuous surveillance of customer activity post-onboarding. I learned that sophisticated criminals often pass initial KYC checks and only misuse accounts later. TM, especially when leveraging AI and machine learning, is the critical real-time defense that catches suspicious patterns like structuring and layering.

What I'm Achieving:

I am gaining hands-on experience in alert triage and investigation, learning to distinguish between legitimate customer behavior and genuine financial crime risk. This involves understanding the nuances of YAP's customer base to ensure our TM system is accurately calibrated.

Why It Matters:

TM is YAP's active, continuous defense against money laundering and fraud. It is essential for maintaining our regulatory license and is the primary source for generating accurate STRs (Suspicious Transaction Reports), which are vital for law enforcement.

How This is Preparing Me for a Real Career:

This module is preparing me for a specialized role in Financial Crime Operations. The ability to work with advanced analytics, interpret complex data, and make rapid, risk-based decisions on flagged transactions is a highly sought-after skill in the global fintech industry.

Inspiration for Others Coming Behind You:

Don't just monitor transactions—master the patterns. Technology is your ally in this fight. Embrace the data, and you will become the expert who catches the financial criminals trying to exploit the system.

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