5d • General discussion
High-Level Finance Fact
Most people focus on how much they earn, but long-term wealth is driven far more by what percentage of your income you consistently invest and keep invested.
At a 10% annual return:
- Investing $500/month starting at age 25 can grow to ~$3.3M by age 65
- Starting the same investment at age 35 yields ~$1.5M
- Starting at age 45 yields ~$650K
The difference is not contribution size—it is time in the market and compounding.
Takeaway:
Income increases help, but consistency + compounding + patience outperform almost every “hot” investment strategy over decades.
What is your top investment? Comment below ⬇️ ⬇️
Mine is the S&P
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High-Level Finance Fact
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