Hard inquiries are one piece of your credit profile, and some of them should not be on your report at all. On the weekly call we go through your Experian inquiries with you and work out which ones are genuinely challengeable. Ones you never authorised, or that are reporting inaccurately. Those we challenge. Inquiries from applications you actually made will stay, and we will tell you straight which is which. We do not invent a dispute reason to try to remove something legitimate. To do any of this we need to see your live report, so you will need credit monitoring. It is a few dollars a month, the link is in the Classroom, and we earn a commission on it. The call link is in the Calendar section. Results vary. No promise of removal or a credit result.