Two houses. Same model, same playbook. One of them pays me $3,520 a month. The other one, in April, had two of its rooms sitting empty and $1,212.56 of bills due. That month it lost money. Same model. Same operator. Me. On Tuesday 17 November at 7pm Eastern I am putting both of them on the screen and showing you the actual numbers. Not a deck with round numbers on it. The real invoices, the real rent roll, and the real maintenance log with all 84 tickets in it. What I am showing you: 1. The one line on the invoice that decided whether each house made money 2. Why 49 of those 84 tickets were avoidable, and what I do differently now 3. The fixed cost floor you have to clear before a room rental house pays you anything at all 4. What I would change if I were buying that house again today Most people teaching this show you the good month and stop there. You cannot learn to run these houses from the good month. The loss month is where the lesson actually is, so I am showing you both. Bring a notebook. I am staying on past the content to take questions. Save your seat: https://fundflowmastery.com/the-month-my-rental-lost-money-280542 These are my own results on my own properties. Nothing here is a projection of what you will earn.

One 30-day late payment can affect an otherwise strong credit profile, especially when you're preparing for business funding. But if you've had a one-time missed payment and generally maintained a positive payment history, here's a negotiation technique worth knowing. THE AUTOPAY NEGOTIATION TECHNIQUE Instead of immediately demanding that a late payment be removed, approach the creditor with accountability, a solution, and a reasonable courtesy request. Here's how the conversation can go: 📞 STEP 1: CALL YOUR CREDITOR "Hi, I'm calling about a recent late payment on my account. There was a one-time administrative error on my end that caused me to miss the payment, and I take full responsibility for that. I want to make sure this doesn't happen again. In fact, while I have you on the phone, can we go ahead and set up autopay for this account to prevent future missed payments? Given my previous payment history, would you be willing to waive the late fee as a one-time courtesy? I'd really appreciate your help." STEP 2: IF THE FEE IS WAIVED Thank the representative, then politely ask: "Thank you so much! I really appreciate your help. I also noticed the payment was reported as 30 days late on my credit report. Is there a separate goodwill review process for that reporting?" WHY THIS APPROACH IS WORTH TRYING ✅ You're taking accountability instead of placing blame. ✅ You're offering a solution to help prevent future late payments. ✅ You're starting with a reasonable courtesy request. ✅ You're asking about the creditor's goodwill process without demanding a deletion. ✅ You're keeping the conversation professional. A FEW IMPORTANT REMINDERS: • Only describe an administrative error if that accurately reflects what happened. • A late fee waiver and a credit reporting adjustment are two separate decisions. • Creditors are not required to remove accurately reported late payments. • If the reporting is actually inaccurate, request a correction and use the appropriate dispute process.

Let's test your funding instincts! 🔥 Two entrepreneurs both have a 740 credit score. PROFILE A: ✅ 8% revolving utilization ✅ Established primary accounts ✅ No recent late payments ✅ Limited recent inquiries PROFILE B: ❌ 68% revolving utilization ❌ Several recently opened accounts ❌ Multiple recent inquiries Both have the SAME credit score. But here's the real question: Would you approach their funding strategy the same way? A — Yes, they're both at 740. B — No, the overall profile matters more than the score alone. 👇 Drop A or B below! Remember, a good score gets attention. An optimized profile creates options. 🔑