CFPB dispute · (Free)The Creditprenuer Group

CFPB dispute

Good evening! So I recently disputed my past car loan account that was charged off ONE day before I made my last & final payment to make my car loan paid off. I disputed through CFPB and this was their response, (attached below) I also sent in letter to them including the consumer laws. Should I do another dispute through FTC & a 2nd one through CFPB? & another round of letters? What should be my next steps to removing the “charged off account” remark off of my report. Also what does it mean when they report “profit and loss” and does that negatively impact the score was well?

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