When I first applied, I didn’t really understand how loans worked, so here’s the quick version of what actually matters: 1. Understand the basics. Lenders just want to see that your business is legit, stable, and can repay. Once I understood that, the process got way clearer. 2. Eligibility is real. They checked my credit, business structure, revenue, and all my documents, nothing scary, just be prepared. 3. SBA loans take TIME. Not a fast approval. There’s back-and-forth, so don’t apply last minute. 4. Pick the right loan type.7(a), 504, microloan… they all serve different purposes. Finding the right one made things easier for me. 5. Have your documents ready. Business plan, tax returns, financials, trust me, this saves you stress. If you’re thinking about applying or you’re stuck somewhere, drop your questions. I’m happy to share more from my experience.

Don’t sleep on personal loans. These are a great way to fund a business, pay off debt, or fund your bank account for higher approvals 10k to fund a bank account to gain access to 150k in funding

Navy Federal Auto loan hack. If you apply for a navy federal auto and by from private party, you can convert this auto loan to a personal loan. Reason why this is huge, Navy federal doesn’t ask for proof of income, for auto loans. So it gives you ability to getting for a higher loan amount

23k from Us bank. This client didn’t have a bank account with them and applied from a plane 😂.

Some more funding approvals with Amex 15k!!