Write something
Pinned
May 2 •
WELCOME : START HERE!
You're here because you want to get approved for something. House? Car? Business loan? ANYTHING, you're in the right place. This community was strategically put together so that you can follow a step by step by plan to get that approved notification. STEP 1 - Go to the classroom tab and pick which roadmap you would like to follow STEP 2 - Follow the instructions and ask for help along the way STEP 3 - Document the process so that we can turn your success into a story Lots of exciting things will be added into the community here within the next couple of weeks 😎 Looking forward to helping and working with you all!
20h •
DAY 13 – How to Structure Your First 3 Cards
Your first three cards make or break your foundation. Card 1: Secured or beginner unsecured. Card 2: Low-fee rewards card. Card 3: High-limit card with reporting reliability. Your first three cards determine your long-term credit ceiling.
0
0
2d •
DAY 12 – Optimal Utilization Strategy
Utilization is the easiest score boost — when you know the real numbers. Under 30% keeps you safe. Under 10% grows your score. Between 1–3% gives the best algorithmic response. Your balance matters more than the credit limit.
0
0
3d •
DAY 11 – How People Misuse Authorized Users
Adding an AU can help, but most people do it recklessly. Wrong card, wrong age, wrong utilization. You need: • A card 3+ years old • Under 10% utilization • Never late This adds age, positive history, and lowers your utilization. Quality AU > random AU.
0
0
4d •
DAY 10 – Using Secured Cards the Right Way
Most people use secured cards wrong. They max them out and expect results. Keep your spending at 5–10% of the limit and pay weekly. After 6–9 months of perfect activity, upgrade to unsecured. Your secured card is a training tool — treat it like one.
0
0
1-30 of 54
skool.com/fireyourboss
Leverage credit to buy back your time and live life on your own terms
Leaderboard (30-day)
1
+1
Powered by