Master the foundation of money management. In this module, you’ll learn how to build a budget that fits your lifestyle, explore methods like 50/30/20, split, and zero-based budgeting, and use the Cashflow Kickstart to uncover hidden cash. You’ll also learn simple ways to save and use apps like Ally and Acorns. By the end of Level 1, you’ll have a clear plan to stop feeling broke and take control of your paycheck.

In this course, you’ll learn how credit really works, how to choose and apply for cards, and proven ways to boost your score. We’ll cover good vs bad debt, how interest rates impact you, and strategies like the snowball and avalanche to pay off balances faster. You’ll also discover how to pull your credit report, spot inaccuracies, clean personal info, freeze secondary bureaus, and start disputing errors. By the end, you’ll have the knowledge and tools to take control of your credit and debt.