Please CLICK HERE for your Momentifi Bond Market Update for Today Please CLICK HERE for your Momentifi Top Items That May Impact Mortgage Rates this week Please CLICK HERE for your MBS (Mortgage Backed Securities) Highway by Highway Weekly report (Week of December 1st 2025 in Review) 1-Minute Social Media Video Idea: 1. Top Three Questions for 2026 Cash-Flow Planning: CLICK HERE Google: “Fixed mortgage interest rate national average” answer for 12/08/2025: 30 year. 6.27% The story of the candlestick chart for 12/08/2025 8:43 AM: The red candlesticks with downward movement are “bad” for fixed mortgage rates, and the green candlesticks with upward movement are “good” for fixed mortgage rates. The bond market is currently at negative (red) 14 basis points. To prevent unwanted marketing calls please go to: https://www.donotcall.gov/ To stop unwanted marketing mail please go to: https://www.optoutprescreen.com/ @Emily Howard Mortgage Advisor, CMPSNMLS# 1633389- AL, AK, AZ, CA, CO, FL, HI, ID, IL, IN, IA, MI, MN, MO, MT, NM, OH, OK, OR, TN, TX, VA, WA32129 Weyerhaeuser Way South, Suite 204Federal Way, WA 98001

Please CLICK HERE for your Momentifi Bond Market Update for Today Please CLICK HERE for your Momentifi Top Items That May Impact Mortgage Rates this week Please CLICK HERE for your MBS (Mortgage Backed Securities) Highway by Highway Weekly report (Week of November 24th 2025 in Review) 1-Minute Social Media Video Ideas: 1. Housing Market Update: 2026 Loan Limits: CLICK HERE 2. Market Update: Home Values Have Grown by 2.2% : CLICK HERE Google: “Fixed mortgage interest rate national average” answer for 12/01/2025: The story of the candlestick chart for 12/01/2025 10:27 AM: The red candlesticks with downward movement are “bad” for fixed mortgage rates, and the green candlesticks with upward movement are “good” for fixed mortgage rates. The bond market is currently at negative (red) 16 basis points. To prevent unwanted marketing calls please go to: https://www.donotcall.gov/

Please CLICK HERE for your Momentifi Bond Market Update for Today Please CLICK HERE for your Momentifi Top Items That May Impact Mortgage Rates this week Please CLICK HERE for your MBS (Mortgage Backed Securities) Highway by Highway Weekly report (Week of November 10th 2025 in Review) 1-Minute Social Media Video Ideas: 1. IRS Announces Changes to Retirement Plans for 2026: CLICK HERE 2. The Rules of 25 and 72: CLICK HERE Google: “Fixed mortgage interest rate national average” answer for 11/17/2025: The story of the candlestick chart for 11/17/2025 8:14 AM: The red candlesticks with downward movement are “bad” for fixed mortgage rates, and the green candlesticks with upward movement are “good” for fixed mortgage rates. The bond market is currently at negative (red) 2 basis points. To prevent unwanted marketing calls please go to: https://www.donotcall.gov/

Please CLICK HERE for your Momentifi Bond Market Update for Today Please CLICK HERE for your Momentifi Top Items That May Impact Mortgage Rates this week Please CLICK HERE for your MBS (Mortgage Backed Securities) Highway by Highway Weekly report (Week of November 3rd 2025 in Review) 1-Minute Social Media Video Ideas: 1. The Gift Tax Myth: How it Impacts You (2026): CLICK HERE 2. The Gift Tax Myth: How it Impacts You (2025): CLICK HERE Google: “Fixed mortgage interest rate national average” answer for 11/10/2025: The story of the candlestick chart for 11/10/2025 8:58 AM: The red candlesticks with downward movement are “bad” for fixed mortgage rates, and the green candlesticks with upward movement are “good” for fixed mortgage rates. The bond market is currently at negative (red) 11 basis points.

Please CLICK HERE for your Momentifi Bond Market Update for Today Please CLICK HERE for your Momentifi Top Items That May Impact Mortgage Rates this week Please CLICK HERE for your MBS (Mortgage Backed Securities) Highway by Highway Weekly report (Week of October 27th 2025 in Review) 1-Minute Social Media Video Idea: 1. Why Mortgage Pricing Got Worse (again 😉) After the Fed Cut Rates: CLICK HERE Google: “Fixed mortgage interest rate national average” answer for 11/03/2025: As of early November 2025, the national average for a 30-year fixed mortgage is around 6.19% to 6.26%, while the average for a 15-year fixed mortgage is about 5.55% to 5.64% . Rates have recently decreased for both loan types, with the 30-year fixed average falling slightly in late October 2025. The story of the candlestick chart for 11/03/2025 10:29 AM: The red candlesticks with downward movement are “bad” for fixed mortgage rates, and the green candlesticks with upward movement are “good” for fixed mortgage rates. The bond market is currently at negative (red) 1 basis point.