Rich people don’t avoid credit — they master it. Use credit to: • Preserve cash • Maximize points • Leverage 0% offers • Acquire assets Never fear limits — they optimize limits. Credit is power when used intentionally.

0% APR can help you — or bury you. It works only if you: • Move a balance • Stop using the card • Pay down aggressively The 0% period is temporary — your discipline isn’t. Use 0% to eliminate debt, not create new debt.

Card stacking isn’t about getting a bunch of cards — it’s about strategy. You stack based on: • Limit growth • Reward categories • Credit profile compatibility Only apply every 3–6 months. You don’t need ten cards — you need the right sequence.

Would you guys be interested in hopping on a zoom call once a week to go over some topics in this community? Would love to put names to faces so that we can build a strong relationship for the future! Topics include : - credit - money - budgeting - saving/investing - business - trading - homeownership - passive income - life insurance - and many more!

I am trying a new process for my credit repair company that is going to get faster results BUT I NEED YOUR HELP If you have any collections on your credit report I need you to message me or comment on this post and I will send you the details YES THERE IS A CATCH If my process works (it should take 60 days - collections only) you pay me $100 If it doesn't work, then you pay me nothing at all If it works and you dont pay me, I will report your invoice to the credit bureaus 😂 Please dont play with my invoices