🎥 Credit Repair Workshop: Understanding Credit
Welcome to the Credit Repair Workshop! In this recorded training, you'll learn the fundamentals of credit, about credit scores, common credit report errors, your rights under the Fair Credit Reporting Act (FCRA), and an overview of strategies for reviewing collections, medical debt, bankruptcies, student loans, late payments, inquiries, and charge-offs. This workshop is for educational purposes only and is designed to help you better understand your credit and make informed financial decisions.
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Credit Basics: Start Here
New to credit or not sure where to begin? This course will teach you the fundamentals of credit, including how credit scores are calculated, how to read your credit report, and the key habits that can help you build a stronger financial foundation. Complete this course first before moving on to the other lessons in the academy.
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Understanding Your Credit Report: A Full Breakdown
Your credit report tells the story of your financial history. In this course, you'll learn how to read and understand every section of your report, identify potential errors, recognize negative accounts, and understand what lenders see. You'll also learn about collections, charge-offs, late payments, credit utilization, inquiries, and practical steps to help you confidently review your credit report.
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🛠️ Understanding the Dispute Process
Learn the fundamentals of the credit dispute process with confidence. This course covers how to identify potentially inaccurate information, understand your rights under the Fair Credit Reporting Act (FCRA), organize supporting documents, communicate with credit bureaus and data furnishers, write effective dispute letters, track dispute progress, avoid common mistakes, and know when additional assistance may be appropriate.
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Unlock at Level 1
📈 Building Strong Credit & Increasing Your Score
Building strong credit is about more than fixing mistakes—it's about creating healthy financial habits that last. In this course, you'll learn practical strategies to strengthen your credit profile, manage credit cards responsibly, make on-time payments, increase available credit wisely, monitor your progress, and build a positive credit history that supports your long-term financial goals.
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Unlock at Level 1
🏡 Using Your Credit to Build Wealth
Strong credit is a tool—not the final goal. In this course, you'll learn how to use your improved credit responsibly to qualify for financial opportunities, make informed borrowing decisions, compare financing options, avoid costly mistakes, and build a stronger financial future. You'll also learn how to prepare for major purchases while maintaining healthy credit habits.
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🏦 ChexSystems Dispute Masterclass
If you've been denied a checking or savings account because of ChexSystems, this course is for you. Learn what ChexSystems is, how to obtain and review your consumer report, identify potentially inaccurate information, understand your rights, dispute inaccurate information, communicate with financial institutions, and improve your chances of qualifying for bank accounts in the future.
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🏠 Homebuyer Credit Preparation
Buying a home starts long before you submit a mortgage application. In this course, you'll learn how to prepare your credit and finances for homeownership, understand what mortgage lenders may review, improve your financial profile, avoid common mistakes, and build a plan that helps you become mortgage-ready with confidence.
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