I went through the great feedback that y'all gave me and gave it another go. It may not be there yet, but I do believe it is a lot closer...lol. I hope you have a chance to give it another look. Thank you for your time; it really helps me a lot. Let me have it.... the good, the bad, the ugly :)
P.S. My CSS Stylesheet is a bit better...maybe, but not great. I have started over so many times and just kept on changing class names and styling conventions and "not taking out the trash" or cleaning up the old discarded stuff that no longer has any relevance to the HTML code...Now, it scares me to death that I might accidentally erase something important and break everything. So, I cleaned it up (a little)...But not much. FEAR won out today. So, sorry about that mess. Thanks again.