This is a supportive, judgment-free space. Our goal is clarity, growth, and progress — not perfection. Please: - Be respectful. Everyone is at a different stage in their journey. - No shame, no judgment. Debt and money struggles are not moral failures. - Protect privacy. What’s shared here stays here. - Share thoughtfully. You never need to share numbers or details you’re uncomfortable with. - Ask questions freely. Curiosity is welcome here. - Stay on topic. Keep discussions focused on debt, wealth, and financial clarity. - No selling or promoting. This space is for learning and support, not solicitation. We believe progress happens best in community. By participating here, you agree to help keep this space respectful, safe, and encouraging for everyone.