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2d • 💬General Discussion
🔥 MONDAY CHECK-IN!
New week, new goals! 👏
If you haven’t already, don’t forget to finish your August homework in the classroom. 📚✅
Stay consistent, keep learning, and keep putting in the work. The small steps you take each week can make a big difference over time.
Have you finished your August homework yet? 👀👇
Quick reminder: your credit score is made up of 5 main factors:
Payment History (35%) — Did you pay on time?
Credit Utilization (30%) — How much of your available credit are you using? (Under 30% is best; under 10% is excellent)
Length of Credit History (15%) — How old are your accounts? Older = better.
Credit Mix (10%) — Do you have a variety of credit types (credit cards, car loans, mortgages)?
New Credit / Inquiries (10%) — Have you opened or applied for too many new accounts recently?
So do your homework and lets get to 800! Lets go! 🚀
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🔥 MONDAY CHECK-IN!
Leaderboard (30-day)
1
+141
2
+101
3
+54
4
+54
5
+52
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