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The Banks Working Right Now for Personal Loans (Updated)
The Banks Working Right Now for Personal Loans (Updated)
Every month, bank lending parameters change.
What worked in December might not work today.
Here's what's hitting for personal loans right now:
Relationship banks (try these first):
- Discover
- Navy Fed
- Citi
- Wells Fargo
No-doc online lenders (really good lately):
- SoFi - seeing $50K-$70K approvals
- Lightstream
- Prosper
Doc required (last resort but solid limits):
- Upstart - up to $50K
- Best Egg - ~$35K
Bonus: Care Credit - $13K approval, likely SOFT PULL, no relationship needed
The order matters. Relationship banks first, then stack the others.
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The Banks Working Right Now for Personal Loans (Updated)
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