The Banks Working Right Now for Personal Loans (Updated) Every month, bank lending parameters change. What worked in December might not work today. Here's what's hitting for personal loans right now: Relationship banks (try these first): - Discover - Navy Fed - Citi - Wells Fargo No-doc online lenders (really good lately): - SoFi - seeing $50K-$70K approvals - Lightstream - Prosper Doc required (last resort but solid limits): - Upstart - up to $50K - Best Egg - ~$35K Bonus: Care Credit - $13K approval, likely SOFT PULL, no relationship needed The order matters. Relationship banks first, then stack the others.

YES, you can pay an auto loan with a credit card most banks don’t take credit card direct payment to pay a auto loan but buy yourself a extra 30 days with this method this not for the week let’s go … Step 1 : create a western union account on app Step 2: link your credit card Step 3 : press bill pay and pick your bank auto services Step 4: pick amount to send and add account number for vehicle and add urgent fee Step 5: after you pay you get the tracking number , call your bank and provide them tracking number and payment will be applied to your auto loan ( this also works for credit cards) let’s run it Use a cashback card to pay your fees

These aren’t local branches, but you can join online/membership-based even from Florida: - Alliant Credit Union – known for not running ChexSystems for checking. - PenFed Credit Union – rarely checks ChexSystems; membership opened with a small donation if you qualify. - Navy Federal Credit Union – doesn’t use ChexSystems for many accounts but limited to military families. - Digital Federal Credit Union (DCU) – doesn’t use ChexSystems for its basic checking. - Consumers Credit Union – no ChexSystems screening for checking account membership. These “nationwide” CUs let you join even if you have a ChexSystems hit because they either don’t pull ChexSystems at all or use other screening systems instead

Let me know if ya want the disput template

https://youtu.be/f6yT4CW7Y9U?si=kORN3IB_dzgnmtAF