Navy Federal Membership Method
if you are not a navy federal member and dont have a military family member or background i highly suggest to use this method i break down on a live call to become a member - navy federal is hands down best credit union that you can join and they offer one of best interest rates for vehicles and have internal credit scores they build just off relationship. https://youtu.be/IuLumnPoUZo?si=_d4-DVJhlG7IJkAZ